All full-time students who have paid the extended health plan fee are automatically enrolled in the guard.me Extended Health Plan@Canadore
Who is covered?
Registered full-time students are automatically enrolled in the health plan effective September 1 or January 1, depending on which semester you begin your studies.
If you withdraw from all classes and thereby are no longer a student of Canadore College, the Health Plan will no longer cover you effective immediately upon your withdrawal date.
Find everything you need to know about your Student Health Insurance Plan at https://www.guard.me/canadore
Plan Selection Details
All students that have paid the Extended Health Plan fee are automatically enrolled in the Balanced Plan. If you wish to select an alternate plan you must do so prior to the deadline date.
September Start Studentshave between September 19 - October 1 to select their plan. |
January Start Studentshave between January 22 - 31 to select their plan. |
The website also provides important information on how to submit and monitor your claims, manage your account, and many other useful features. If you wish to select an alternate plan, add dependents or opt-out of the health plan, you must do so prior to the deadline date.
International Students
If you are an international student attending Canadore College, please refer directly to www.guard.me/canadoreinternational for details on how to access your policy information and access your account.
Domestic Health Plan Updates for 2025-26
Starting Fall 2025, the Domestic Student Health Plan will offer enhanced coverage, including improved prescription, paramedical, vision, and dental benefits—thanks to the recent student referendum.
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Cost: $261.50 per student/year
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Opt-Out/Switch Plans: Students with existing coverage can opt out or switch plans during the designated window. Details will be shared before the Fall semester.
Coverage Details:
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Coverage Type
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Balanced Plan (Auto-Enrolled)
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Enhanced Drug Plan
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Enhanced Extended Health Plan
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Enhanced Dental Plan
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Prescriptions
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$2,000 with 20% co-pay
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$2,500 with 10% co-pay
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$1,000 with 35% co-pay
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$1,000 with 35% co-pay
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Paramedical
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$300 with 20% co-pay and $20 max/treatment
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$200 with 20% co-pay and $15 max/treatment
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$400 - no co-pay or max/treatment |
$200 with 20% co-pay and $15 max/treatment
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Vision
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$150 glasses + $120 eye exam (20% co-pay)
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$150 glasses + $120 eye exam
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$220 glasses + $120 eye exam
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$75 eye exam only
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Dental
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$500 - 50% Basic / 30% Minor / 20% Major
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$400 - 50% Basic / 20% Minor / 10% Major
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$350 - 45% Basic / 20% Minor / 10% Major
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$750 - 75% Basic / 65% Minor / 15% Major
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Important Info
Download the iCent app today
The iCent app (through your Guard.Me Health Plan) lets you access your health plan and file claims while having access to lots of great Canadore information!
